Compare loan types, starting interest rates and maximum loan amounts across our RBI-regulated bank & NBFC partners — then apply directly with your documents.
Lenders11+
Loan types9
Fee to you₹0
HDFC
HDFC Bank
Bank Private sector bank
ROI from7.45%p.a.
Max loan₹50 Lpersonal loan
Personal LoanHome LoanBusiness LoanLoan Against PropertyGold LoanVehicle Loan
Indicative starting rates and maximum amounts as published by each lender / leading comparison portals in October 2026 (personal & home loans). Rates change frequently and depend on your profile; the lender confirms your actual rate in its Key Fact Statement. Products marked "as per lender" have no published floor rate. Rates last reviewed 14 Oct 2026. Lender names and logos are trademarks of their respective owners, shown only to identify our lending partners. Kredistar is a DSA, not a lender; approval is at the lender’s sole discretion.
Why borrowers trust us
Built on regulated lenders, real people and zero fees
Kredistar is a DSA and loan aggregator — we work for you, and the lender you choose is always RBI-regulated.
RBI-regulated lenders onlyEvery loan is sanctioned by a bank or NBFC regulated by the Reserve Bank of India.One dedicated advisorA named relationship manager compares offers and handles the paperwork with the lender.Paperless & secureApply online, upload documents securely, and track every stage in real time.Support on WhatsAppReach us on +91 93908 07900 — Mon–Sat, 9 AM to 7 PM. Fast, human answers.
CIN U66190KA2025PTC196445
10+ lenders banks & NBFCs
Encrypted HTTPS & private document storage
₹0 fee to borrowers, always
Important declarations
What you should know before you borrow
Clear, upfront information about how Kredistar works — so there are no surprises.
We are not a lender
Kredistar Finserv Pvt. Ltd. is a Direct Selling Agent (DSA) and loan aggregator. It is not a bank or NBFC and does not lend money. All loans are sanctioned and disbursed by our RBI-regulated partner banks and NBFCs, named on this page.
Personal loan cost disclosure
Repayment tenure 3 to 60 months. Maximum Annual Percentage Rate (APR) 36.5% p.a., inclusive of interest and fees. Processing fee 1%–4% of the loan amount plus 18% GST. Terms vary by lender and your profile; see the representative example on this page.
Zero fee to borrowers
We never charge you for our service and never ask for any upfront, advance or “approval” fee. We are paid a commission by the lender after disbursal. Any lender charges are disclosed in the lender’s Key Fact Statement (KFS) before you sign.
Approval is not guaranteed
Loan approval, amount, interest rate and tenure are decided solely by the lender after its own credit assessment. Rates shown on this site are indicative starting rates and can change without notice.
Credit checks need your consent
Using our EMI and eligibility tools does not affect your credit score. A credit bureau enquiry is made only by the lender, with your consent, when you formally apply.
Repay on time
Late or missed EMIs attract penal charges as per the lender’s policy and are reported to credit bureaus, which can lower your credit score. Recovery is carried out by the lender in line with RBI’s Fair Practices Code.
Your data stays protected
We share your details only with the lender(s) you are matched to, solely to process your application. We do not sell personal data. Read our Privacy Policy for details.
Beware of fraud
Kredistar staff will never ask for your OTP, UPI PIN, card details or passwords, or ask you to pay money into a personal account. Always verify a lender on the RBI website before sharing documents.
