Bank · Lender application

Apply for a loan with Kotak Mahindra Bank

Fill in the details the lender needs and attach your documents — a complete file gets a faster decision. Takes about 6 minutes. Your data is encrypted and shared only with Kotak Mahindra Bank.

Loan
Applicant
Address & work
Documents
Review

Loan requirement

Loan type * Loan amount (₹) * Tenure (months) * Purpose of loan

KOTAK

Kotak Mahindra BankROI from 7.6% p.a. · up to ₹1 Cr

Change

Applicant details as per PAN

Full name (as on PAN) * Date of birth * PAN * Aadhaar — last 4 digits Mobile *+91 Email * Gender Marital status Father’s / spouse’s name Highest qualification

We never ask for your full Aadhaar number. Upload a masked Aadhaar (first 8 digits hidden) in the documents step.

Address

Current address * City * State * PIN code * Residence type Years at this address

Work & income

Employment type * Employer / business name Designation / nature of business Net monthly income (₹) * Total work experience (years) Years in current job / business Existing EMIs per month (₹) Salary / primary bank Credit score (if known)

Business details

GSTIN Udyam registration no. Annual turnover (₹) Business vintage (years)

Property details

Property value (₹) Property city Property type

Vehicle details

Vehicle New or used On-road price (₹)

Gold details

Approx. gold weight (grams)

Add a co-applicant (optional — can increase eligibility)

Co-applicant name Relation Co-applicant mobile Co-applicant monthly income (₹)

Documents PDF, JPG or PNG · max 5 MB each

PAN card *RequiredNo file chosen Choose Aadhaar (masked) *Download a masked Aadhaar from the UIDAI websiteNo file chosen Choose Income proof *Last 3 salary slips, or last 2 years’ ITRNo file chosen Choose Bank statement *Last 6 months, salary / main accountNo file chosen Choose PhotographOptionalNo file chosen Choose Address proofIf current address differs from AadhaarNo file chosen Choose Business proofGST certificate, Udyam, financialsNo file chosen Choose Property / vehicle / gold documentsTitle deed, sale agreement, quotation, etc.No file chosen Choose

Documents are stored in a private, access-controlled folder — never on a public link — and shared only with the lender processing your application.

Review & submit

I declare that the information and documents provided are true and complete, and I have not withheld any material information. I authorise Kotak Mahindra Bank and Kredistar Finserv to obtain my credit report from credit information companies to assess this application, as per the Credit Information Companies (Regulation) Act, 2005. I agree to the Terms and Privacy Policy, and understand Kredistar is a DSA, not a lender — approval is at the lender’s discretion. Contact me by call, SMS, WhatsApp or email about this application (even if registered on DND).