Making institutional credit simple, fair and transparent
We help individuals and small businesses access the right loan from India’s leading banks and NBFCs — with honest advice and zero fees.
Kredistar Finserv Pvt. Ltd.
Kredistar Finserv Pvt. Ltd. is a Direct Selling Agent (DSA) and authorised channel partner of banks and NBFCs, headquartered in Bengaluru, Karnataka. Our leadership brings 10+ years of experience across banking, NBFC lending and fintech.
We do not lend money ourselves. We understand what you need, compare what our partner lenders can offer, help you prepare a complete application and stay with you until disbursal. Every credit decision is made by the lender, under its own RBI-regulated policies.
Our service is free for borrowers. We are paid a commission by the lender after a loan is disbursed — and we disclose that openly.
Company information
Our commitments to every borrower
We are not tied to one lender, so we recommend what suits your profile.
Every rate, fee and charge explained before you sign — backed by the lender’s Key Fact Statement.
Your information is used only to process your application, never sold.
Real status updates and a named advisor — not radio silence.
Trusted by borrowers across India
From application to disbursal in 5 steps
Typical timelines for eligible applicants. Secured loans may take longer because of valuation and legal checks.
- 1Day 1Apply Online
Fill our quick form with basic income and loan details. Zero paperwork upfront.
- 2Day 1–2Submit Documents
WhatsApp or upload documents securely. Doorstep pickup can be arranged.
- 3Day 2–3Get Verified
We compare 15+ lenders simultaneously and present the best offer.
- 4Day 3–5Loan Approved
Bank/NBFC partner reviews and issues an in-principle sanction letter.
- 5Day 5–7Disbursement
Sign the loan agreement and receive funds directly in your bank account.
Our banking & NBFC partners
Loans are sanctioned and disbursed by these RBI-regulated lenders. Kredistar is their sourcing partner (DSA) — compare them and apply in one place.
Indicative starting rates published by lenders (Oct 2026) — your rate depends on your profile. Names and logos are trademarks of their respective owners, shown only to identify our lending partners.
Find out what you qualify for — in 60 seconds
Tell us a few basics and a Kredistar advisor will match you with the right lender. No fee, ever.