Blog & guides
Borrow smarter
Practical guides on loans, credit scores and your rights as a borrower — written by the Kredistar team.
9 Oct 2026APR and the Key Fact Statement: How to Compare the True Cost of Any LoanWhy two loans at the same interest rate can cost very different amounts — and how the RBI-mandated Key Fact Statement lets you compare them properly.Read guide
6 Oct 2026How to Spot Fake Loan Apps and Loan Fraud — A Borrower's Safety ChecklistAdvance-fee scams, fake approval letters and predatory apps are on the rise. Here are the red flags, the RBI rules that protect you and where to report fraud.Read guide
1 Oct 2026Gold Loans Explained: Fast Cash Against Your Jewellery — and the New RBI RulesHow gold loans are valued, RBI's tiered loan-to-value limits from April 2026, repayment options and how to make sure your gold comes back on time.Read guide
24 Sep 2026CIBIL Score Explained: What Lenders See and How to Improve ItWhat your 300–900 score means, the five factors that move it, your rights under RBI rules, and a 90-day plan to lift it before you apply.Read guide
18 Sep 2026Business Loans in India: Fuel Growth with Working Capital & Expansion FinanceTerm loan or credit line? Secured or collateral-free? A practical guide to business, SME and MSME loans — and how to keep your cash flow healthy.Read guide
10 Sep 2026Home Loan in India: Your Complete Guide to Owning a Dream HomeLoan-to-value limits, down payment, fixed vs floating rates, prepayment rules and documents — everything first-time buyers need to know.Read guide
2 Sep 2026Personal Loans in India: A Complete Guide for BorrowersHow personal loans work, who qualifies, what they really cost (APR, fees, GST) and the mistakes that push your rate up — explained simply.Read guide
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