Eligibility checker
How much can you borrow?
A quick, private estimate based on your income and existing EMIs. It does not pull your credit report and does not affect your score.
How lenders assess you
FOIRTotal EMIs ÷ income — usually capped at 40–55%
Credit score750+ gets the best rates
Income stabilityJob / business vintage
AgeTypically 21–65 years
CollateralImproves amount & rate (secured loans)
Skip — apply directly
Free · no CIBIL impact
Find out what you qualify for — in 60 seconds
Tell us a few basics and a Kredistar advisor will match you with the right lender. No fee, ever.