Authorised DSA & Bank Channel Partner 📍 Bangalore, Karnataka ✉ info@kredistar.in
📞 +91 93908 07900 · Mon–Sat, 9AM–7PM
⭐ 4.7 Rated · 5,000+ Customers Financed

Personal Loans up to ₹25 Lakhs,
Approved in 24–48 Hours

Whether it's a medical emergency, home renovation, wedding expenses, a balance transfer to a lower rate, or a topup on your existing loan — Kredistar connects you to 15+ banks & NBFCs for the best offer.

No collateral required 100% digital process Zero hidden charges

Loan Snapshot

Live rates
10.99%*
Starting interest p.a.
₹25L
Maximum loan amount
24–48 hrs
Approval turnaround
5 Yrs
Maximum tenure
Trusted Channel Partner Of India's Leading Banks & NBFCs
Bank Partner Bank Partner Bank Partner Bank Partner Bank Partner Bank Partner Bank Partner NBFC Partner NBFC Partner NBFC Partner NBFC Partner
Loan Purposes

A Personal Loan for Every Life Need

Pick the purpose that matches your requirement — Kredistar's lending partners tailor rates and tenures accordingly.

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Emergency Loan

Immediate funds for medical emergencies, hospitalisation, or any urgent, unplanned expense.

Up to ₹5LSame-day disbursal
  • Minimal documentation
  • Priority processing
  • No end-use questions
🏠

Home Renovation Loan

Renovate, repair, furnish or expand your home without dipping into savings.

Up to ₹15LUp to 5-yr tenure
  • Flexible EMI structuring
  • Fast digital approval
  • Works with any contractor
💍

Marriage Loan

Fund venue, catering, jewellery or travel for a wedding — plan the celebration you want.

Up to ₹10LSpecial rates
  • Lump-sum disbursal
  • Co-applicant option
  • Quick sanction letter
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Balance Transfer

Move your existing high-interest personal loan to a lender offering a better rate.

Up to ₹20LLower ROI
  • Reduced monthly EMI
  • Consolidate multiple loans
  • Save on total interest
📈

Topup Loan

Borrow additional funds on top of your existing personal loan with the same lender.

Instant approvalExisting customers
  • No fresh full KYC
  • Single consolidated EMI
  • Faster than a new loan
💼

Personal Loan for Business Needs

Working capital or expansion funding for self-employed individuals — no business collateral.

Up to ₹25LSelf-employed eligible
  • ITR-based eligibility
  • Flexible repayment
  • Quick fund access
Instant Check

Check Your Loan Eligibility

Get an instant estimate of your maximum eligible loan amount — free, and with no impact on your CIBIL score.

50,000
5,000
1,00,000
10,000
Plan Ahead

Estimated EMI Calculator

Move the sliders to see your estimated monthly instalment based on loan amount, rate, and tenure.

5,00,000
10.99%
Your Estimated Monthly EMI
15,299
Principal Amount5,00,000
Total Interest50,100
Total Payable5,50,100
Tenure36 months
Interested? Talk on WhatsApp →

*EMI figures are indicative estimates. Final rate and EMI depend on lender assessment, credit profile and loan terms.

Our Network

Banking & NBFC Partnerships

As a registered DSA, we compare offers across 15+ leading banks and NBFCs to find you the best rate.

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NBFC Partner logo
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+ More
Partners
Authorised DSA partner of HDFC Bank · ICICI Bank · Axis Bank · State Bank of India · Bajaj Finserv · Tata Capital · Kotak Mahindra Bank · IDFC First Bank · HDB Financial Services · Poonawalla Fincorp and other RBI-registered lenders.
Why Kredistar

Built for Trust, Speed & Transparency

We're a DSA, not a lender — so our incentive is always to find you the best deal, not the most profitable one.

Instant Approval

Digital verification gets you approved in 24–48 hours for eligible profiles.

🔒

Bank-Grade Security

256-bit encryption protects your data through every step of the process.

💰

No Collateral

Fully unsecured personal loans — no property or security deposit required.

📋

Minimal Documentation

Upload KYC and income proof digitally — no branch visits needed.

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Dedicated Relationship Manager

A named expert guides you end-to-end, Mon–Sat 9AM–7PM.

Zero Hidden Charges

Every fee and rate is disclosed upfront before you sign anything.

₹15Cr+
Loans Disbursed
5,000+
Happy Customers
15+
Bank & NBFC Partners
4.7★
Google Rating
Testimonials

What Our Customers Say

Real stories from borrowers who found the right loan through Kredistar.

"
★★★★★

Got my emergency loan approved in just 24 hours. The process was simple and the team was extremely helpful throughout.

R
Rajesh Kumar
Emergency Loan · Bangalore
"
★★★★★

They helped me transfer my high-interest debt to a much better rate. Saved a significant amount on interest every month.

P
Priya Sharma
Balance Transfer · Bangalore
"
★★★★★

For my home renovation, Kredistar compared multiple lenders and found me the best rate. Completely transparent, no surprises.

A
Amit Patel
Home Renovation · Bangalore
"
★★★★★

Wedding expenses were significant, but the marriage loan option with flexible tenure made planning stress-free.

V
Vikram Singh
Marriage Loan · Bangalore
"
★★★★★

As a self-employed professional, loans are usually difficult. Kredistar's team understood my situation and got me approved quickly.

M
Meera Desai
Self-Employed · Bangalore
"
★★★★★

Needed a topup on my existing loan and it was approved almost instantly since I was already a customer. Very convenient.

S
Sneha Verma
Topup Loan · Bangalore

Ready to Get Your Personal Loan?

Share your interest with our loan experts on WhatsApp and get a callback within 30 minutes during business hours.

Free advisory service No impact on CIBIL to check RBI-registered lending partners only
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