Unlock Property Value

Access High-Value Loans through

Loan Against Property

Up to ₹5 Crores*

at low interest via Kredistar

Unlock Property Value with Kredistar LAP

Loan Against Property (LAP) lets you leverage your residential, commercial, or industrial property to meet personal or business financial goals at attractive interest rates.

  • Residential & Commercial

    Get funding by mortgaging your owned property – residential or commercial.

  • High Loan Value

    Avail up to ₹5 Cr based on property valuation and profile strength.

  • Flexible Tenure

    Enjoy longer repayment periods – up to 15 years.

  • Quick Processing

    Minimal documentation & fast approvals for salaried and self-employed.

LAP EMI Calculator

₹5,00,000

10.5%

5 Years

Estimated EMI

₹0

per month
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Loan Against Property Features

  • Loans up to ₹5 Crores
  • Residential & Commercial property accepted
  • Tenure from 5 to 15 years
  • Balance Transfer with top-up available
  • Attractive interest rates starting from 9%

Eligibility Criteria

Loan Against Property is available for salaried, self-employed, and businesses owning residential or commercial properties. Proper income proof and clean title preferred.

Frequently Asked Questions (FAQ)

Any individual or business owner with clear title residential/commercial property can apply.

PAN, Aadhaar, property documents, income proof, bank statement, and business proof if applicable.

A certified valuer or bank-appointed valuer will determine current market value. Up to 60-75% may be financed.

Yes. Property ownership remains with you; it's mortgaged, not sold.

Typically 5 to 10 working days after document submission and valuation.